Private Medical Insurance in Hull
Clear, Independent Advice with No Cost and No Pressure
When it comes to your health — or the health of your employees — you deserve clarity, confidence, and cover that genuinely works for you.
I’m Jo, an independent health insurance broker based in Hull, and I specialise in private medical insurance for businesses, families, and individuals across the UK. My role is simple: to help you find the right policy, at the right price, without confusion or pressure.
And just to be clear from the start — my advice is completely free.
Looking for Private Medical Insurance?
Private medical insurance has changed significantly over the years. Policies are no longer “one size fits all” — they’re now modular, meaning you can choose exactly what you need and avoid paying for what you don’t.
I take the time to understand:
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Your health priorities
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Your budget
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Whether cover is for you, your family, or your employees
From there, I’ll guide you through the options and explain everything clearly — no jargon, no sales talk.
Private medical insurance can cover:
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Specialist consultations
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Diagnostic tests and scans
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Inpatient and day-patient treatment
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Private hospital care
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Optional extras such as mental health, physiotherapy, dental, or optical
Whether you’re looking for a fully comprehensive policy or something more focused, I’ll help you find a solution that fits.
Already Insured?
You May Have More Options Than You Think
A common misconception is that once you’ve made a claim, you can’t move private medical insurance providers.
In reality, that’s rarely true.
If you already have cover in place, I can:
Review your existing policy
Check whether a continuation of terms is possible
Compare alternatives across the market
Negotiate premiums using my market insight
I would only ever recommend switching insurers if it could be done without disadvantaging you. In many cases, clients remain with the same insurer — but benefit from improved pricing or policy terms thanks to a professional review.
Private Medical Insurance for Businesses & Employees
For business owners, private medical insurance is one of the most valuable employee benefits you can offer.
It helps:
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Reduce long-term sickness absence
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Speed up diagnosis and treatment
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Support faster returns to work
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Improve staff morale and retention
I work closely with employers to design cost-effective group policies that protect employees while making financial sense for the business. Premiums are often lower under group schemes, and policies are usually treated as a business expense.
You can explore this further on the Business Medical Insurance page.
Why Work With Me?
✔ Independent broker with access to the whole market
✔ Over 35 years’ industry experience
✔ Hull-based, supporting clients across the UK
✔ Specialist knowledge of insurers and policy wording
✔ Free advice with no obligation
✔ Friendly, personal, and approachable service
I don’t just arrange policies — I support you before, during, and after your cover is in place.
What My Clients Say
Many of my clients come to me feeling overwhelmed after trying to compare policies online. They often tell me how relieved they feel once everything is explained clearly and honestly.
I’m proud to have helped:
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Businesses reduce premiums while improving cover
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Employers secure continuity of terms despite previous claims
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Individuals find affordable policies that genuinely suit their needs
Most new enquiries come through recommendation, which I believe says far more than any sales pitch ever could.
Let’s Talk About Your Options
If you’re considering private medical insurance in Hull — or anywhere in the UK — I’d be happy to help.
There’s no obligation, no cost, and no pressure. Just a friendly conversation to see what might work best for you.
You can also explore my FAQs or head back to the Services page to learn more.
Call:
07770 920694
Email:
hibrokers@outlook.com
Address:
5 Portobello Street,
Hull, HU9 3JB